Gen Z Retirement Trends 2025

Retirement planning ab sirf seniors ka kaam nahi raha. Gen Z — jo 1997 se 2012 ke beech born hue hain — ab apne financial future ko seriously lena shuru kar rahe hain. Aayiye dekhte hain 2025 ke top trends jo Gen Z retirement planning me follow kar rahe hain.

1. Early Investment Start

Gen Z apne 20s me hi investment start kar rahe hain — SIPs, index funds, aur crypto jaise assets me diversify karte hue.

2. Side Hustle Income

Full-time job ke saath freelancing, content creation, ya small businesses chalana common hota ja raha hai. Extra income ko retirement fund me invest kiya ja raha hai.

3. Digital-First Approach

Apps aur robo-advisors ka use karke Gen Z apne portfolio ko track aur optimize karte hain.

4. Focus on Financial Independence

Traditional 60-year retirement se zyada, FIRE (Financial Independence, Retire Early) movement popular ho raha hai.

5. ESG & Ethical Investments

Environment-friendly aur socially responsible companies me invest karna trend ban chuka hai.

Conclusion

Gen Z ke liye retirement planning ek long-term journey hai jo smart investment, multiple income sources, aur digital tools ke sath chalti hai.

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